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Linking Aadhaar with Insurance Policies – Online & Offline


For linking Aadhar with an insurance policy, the insurer should ensure to link their mobile number and Aadhaar before trying to link insurance policy with Aadhaar. However, the linking process is different for a registered and a non-registered user.

Linking Aadhaar with insurance policies via online mode.


1. For the registered user
A registered user should follow the below-mentioned steps to complete the linking process:
Step 1: Visit the customer service portal of the insurance company.
Step 2: Add all the Aadhaar details in the respective boxes.
Step 3: Verify and submit.
Step 4: A one-time password (OTP) will be sent on Aadhaar registered mobile number.
Step 5: Enter the Aadhar number to get the Aadhaar linked to the insurance policy.

2. For the non-registered user
The non-registered policyholders should follow the below-mentioned steps to link Aadhar and insurance policy:
Step 1: Visit the website of insurance company.
Step 2: Enter details like PAN, date of birth, mobile number, email ID, policy number, and Aadhaar number.
Step 3: After entering the Aadhar number, an OTP is sent to the registered mobile number.
Step 4: Enter the OTP in the required box.
Step 5: On entering the OTP, the Aadhar card and insurance policy will get linked.

Linking Aadhaar with insurance policies via offline mode

Linking can be done by following the below-mentioned steps:
Step 1: Visit the nearest branch office of the insurance company or contact the insurance agent.
Step 2: Carry your Aadhar card and a self-attested copy of 12-digit unique identification card.
Step 3: Submit it to the officer to get the Aadhar and insurance policy linked.

Documents required for linking insurance policies and Aadhaar

Following documents are required to link Aadhaar with insurance policy:
The 12-digit Aadhaar number
Permanent account number (PAN)/Form 60 or 61
The PAN card or Form 60/61 should be submitted every time an account holder wishes to make a payment of more than Rs. 50,000.